|  In these days of high consumer spending, and a relaxed approach to lending money, many people now find themselves in circumstances where their personal unsecured debt has developed to the point where missed payments are a monthly occurrence.
The adverse side effect of this is that many of the standard routes to borrowing money have been closed off. For most people buying a car will involve some form of vehicle credit whether it is a finance loan from a high street bank, or building society, or from a major lender.
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